Tax-efficient transitions. Using proprietary tools to help investors balance the capital gains they’re willing to realize against an acceptable percentage of tracking error to the desired benchmark exposure.
Gain-realization deferral. Evaluating which securities to sell now and which to hold on to, with the expectation of future loss harvesting at the opportune time.
Holding-period management. Determining the client’s optimum time to hold a security, with an eye toward differing tax rates for short- and long-term gains.
Yield consideration. Advising on treatment of dividend income, since most dividends can qualify for a lower tax rate if the security is held longer than the minimum threshold.
Tax-lot consideration. Identifying ideal tax lots to trade—particularly if investors need to generate cash flow from their portfolio.
Wash-sale avoidance. Helping investors navigate the IRS’s rules on wash sales (repurchasing a security within 30 days of its sale) so they don’t miss out on loss opportunities.
Charitable gifting. Working with investors to select highly appreciated stocks to gift to a tax-exempt charitable organization, donor-advised fund, or family members in lower tax brackets.
Our tax-management research